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But no creditor can insist that you repay outstanding loans or pay off other extensions of credit electronically pain treatment journal cheap rizact 10mg. The act also requires the financial institution to provide you with specific information concerning your rights and responsibilities (including how to report losses and thefts pain home treatment effective 5 mg rizact, resolve errors pain after treatment for uti purchase rizact 10 mg, and stop payment of preauthorized transfers) heel pain treatment yahoo cheap rizact 10 mg. A financial institution may send you a card that is "not valid for use" and that you alone have the power to validate if you choose to do so, after the institution has verified that you are the person for whom the card was intended. Enforcement of the Act A host of federal regulatory agencies oversees enforcement of the act. Responding to the need for consumer protection, Congress adopted the Electronic Fund Transfers Act, effective in 1978. Wholesale transactions are the transfers of funds between businesses or financial institutions. The entire wholesale funds transfer system was not governed by a clear body of law until U. While a consensus was not easy to achieve, the community of interests shared by both the banks and their customers permitted the drafting process to find workable compromises on many thorny issues. Article 4A does not apply if any step of the transaction is governed by the Electronic Fund Transfer Act. Although the implication may be otherwise, the rules in Article 4A apply to any funds transfer, not just electronic ones. When First Bank performs the purchase order by instructing China Bank to credit the account of Supplies Limited, First Bank becomes a sender of a payment order, China Bank becomes a receiving bank, and Supplies Ltd. In some transactions there may also be one or more "intermediary banks" between First and Second Bank. Responsibility for Unauthorized Payments First, who is responsible for unauthorized payment orders The usual practice is for banks and their customers to agree to security procedures for the verification of payment orders. If a bank establishes a commercially reasonable procedure, complies with that procedure, and acts in good faith and according to its agreement with the customer, the customer is bound by an unauthorized payment order. A customer will not be liable when the order is from a person unrelated to its business operations. Error by Sender Second, who is responsible when the sender makes a mistake-for instance, in instructing payment greater than what was intended But in cases where the error would have been discovered had the bank complied with its security procedure, the receiving bank is liable for the excess over the amount intended by the sender, although the bank is allowed to recover this amount from the beneficiary. Bank Mistake in Transferring Funds Third, what are the consequences when the bank makes a mistake in transferring funds Suppose, for example, that Widgets (in the previous situation) instructed payment of $2 million but First Bank in turn instructed payment of $20 million. First Bank would be entitled to only $2 million from Widgets and would then attempt to recover the remaining $18 million from Supplies Ltd. If First Bank had instructed payment to the wrong beneficiary, Widgets would have no liability and the bank would be responsible for recovering the entire payment. Unless the parties agree otherwise, however, a bank that improperly executes a payment order is not liable for consequential damages. Here are discussed the definition of letters of credit, the source of law governing them, how they work as payments for exports and as payments for imports. Definition A letter of credit is a statement by a bank (or other financial institution) that it will pay a specified sum of money to specific persons if certain conditions are met. Or, to rephrase, it is a letter issued by a bank authorizing the bearer to draw a stated amount of money from the issuing bank (or its branches, or other associated banks or agencies). International Law Many countries (including the United States) have bodies of law governing letters of credit. Sophisticated traders will agree among themselves by which body of law they choose to be governed. Suppose the parties do not stipulate a body of law for the agreement, and the various bodies of law conflict, what then Julius is in New York and Rochelle is in Paris; does French law or New York law govern An American court must determine under the applicable principles of the law of "conflicts of law" whether New York or French law applies.

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We must "consider not only the extent of market harm caused by the particular actions of the alleged infringer blue ridge pain treatment center harrisonburg 5 mg rizact, but also whether unrestricted and widespread conduct of the sort engaged in by the defendant treatment pain when urinating cheap rizact 10mg. Finally pain medication for dogs after dental surgery rizact 10mg, if the purpose of the new work is commercial in nature pain treatment for dogs order rizact 10mg, "the likelihood [of market harm] may be presumed. Second, Passport has expressly advertised that the Definitive Elvis contains the television appearances for which Plaintiffs normally charge a licensing fee. It seems unlikely that someone in the market for these materials would purchase the Definitive Elvis instead of a properly licensed product. Instead, we confine our review to whether the district court abused its discretion when it weighed the four statutory fair-use factors together and determined that Plaintiffs would likely succeed on the merits. If the trial court had found fair use, would the appeals court have overturned its ruling The site included a disclaimer that read as follows: "This site is neither endorsed, nor sponsored, nor affiliated with Playboy Enterprises, Inc. The band, New Kids On the Block, claimed trademark infringement arising from the use of their trademarked name by several newspapers. The newspapers had conducted polls asking which member of the band New Kids On the Block was the best and most popular. The use was nonetheless permissible, we concluded, based on its nominative nature. The second part of the nominative use test requires that "only so much of the mark or marks may be used as is reasonably necessary to identify the product or service[. The third element requires that the user do "nothing that would, in conjunction with the mark, suggest sponsorship or endorsement by the trademark holder. As we discussed above with regard to the headlines and banner advertisements, Welles has no practical way of describing herself without using trademarked terms. Precluding their use would have the unwanted effect of hindering the free flow of information on the internet, something which is certainly not a goal of trademark law. Accordingly, the use of trademarked terms in the metatags meets the first part of the test for nominative use. We conclude that the metatags satisfy the second and third elements of the test as well. The metatags use only so much of the marks as reasonably necessary and nothing is done in conjunction with them to suggest sponsorship or endorsement by the trademark holder. Because the defense of nominative use fails here, and we have already determined that the doctrine of fair use does not apply, we remand to the district court. Inventions that are truly novel may qualify for a twenty-year patent; the inventor may then prohibit anyone from using the art (machine, process, manufacture, and the like) or license it on his own terms. A business may sue a person who improperly gives away its legitimate trade secrets, but it may not prevent others from using the unpatented trade secret once publicly disclosed. Writers or painters, sculptors, composers, and other creative artists may generally protect the expression of their ideas for the duration of their lives plus seventy years, as long as the ideas are fixed in some tangible medium. That means that they may prevent others from copying their words (or painting, etc. Finally, one who markets a product or service may protect its trademark or service or other mark that is distinctive or has taken on a secondary meaning, but may lose it if the mark becomes the generic term for the goods or services. Two years later, another inventor who conceived the same machine filed a patent application. The first inventor, learning of the patent application, filed for his own patent in 1963. Who is entitled to the patent, assuming that the invention was truly novel and not obvious A large company discovered that a small company was infringing one of its patents. Because of personnel changes in the large company, the correspondence file was lost and only rediscovered eight years later. Clifford Witter was a dance instructor at the Arthur Murray Dance Studios in Cleveland. Subsequently, he was hired by the Fred Astaire Dancing Studios, where he taught the method that he had learned at Arthur Murray. Greenberg went to work for Brite, where he helped Brite make chemicals substantially similar to the ones it had been buying from Buckingham.

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The agent is not at liberty to act with impropriety or notoriety treating pain in dogs with aspirin best rizact 5 mg, so as to bring disrepute on the business in which the principal is engaged pain solutions treatment center woodstock effective 5 mg rizact. A lecturer at an antialcohol clinic may be directed to refrain from frequenting bars intractable pain treatment laws and regulations purchase 10mg rizact. Duty to Keep and Render Accounts the agent must keep accurate financial records pain medication for dogs surgery order rizact 5 mg, take receipts, and otherwise act in conformity to standard business practices. Duty to Act Only as Authorized this duty states a truism but is one for which there are limits. Duty to Obey As a general rule, the agent must obey reasonable directions concerning the manner of performance. What is reasonable depends on the customs of the industry or trade, prior dealings between agent and principal, and the nature of the agreement creating the agency. If the agent has actual notice or reason to know of information that is relevant to matters entrusted to him, he has a duty to inform the principal. This duty is especially critical because information in the hands of an agent is, under most circumstances, imputed to the principal, whose legal liabilities to third persons may hinge on receiving information in timely fashion. Sharp, Sharp made a deal with Grip Nut Company that in return for a salary and bonuses as company president, he would assign to the company any inventions he made. During the next ten years, Sharp invented a number of new products and developed new machinery to manufacture them; patent rights went to the company. However, he made one invention with two other employees and they assigned the patent to him. When Sharp died, his family claimed the rights to the inventions on which Sharp held assignments and sued the company, which used the inventions, for patent infringement. The family reasoned that after the expiration of the employment contract, Sharp was employed only in a managerial capacity, not as an inventor. Nevertheless, the principal has a number of contractually related obligations toward his agent. Failure to warn an agent that travel in a particular neighborhood required by the job may be dangerous (a fact unknown to the agent but known to the principal) could under common law subject the principal to a suit for damages if the agent is injured while in the neighborhood performing her job. This doctrine, which has been much criticized, is discussed in Chapter 52 "International Law". Unless the agreement explicitly provides otherwise, the principal has a duty to indemnify or reimburse the agent. Bill lights up a cigarette near the shed anyway, a spark lands on the ground, the dynamite explodes, and Bill is injured. First, the "fellow-servant" rule would bar recovery because the employer was held not to be responsible for torts committed by one employee against another. Hence even if the dynamite had been negligently stored by the employer rather than by a fellow employee, the claim would have been dismissed. The three common-law rules just mentioned ignited intense public fury by the turn of the twentieth century. In large numbers of cases, workers who were mutilated or killed on the job found themselves and their families without recompense. The employee gives up the right to sue the employer (and, in some states, other employees) and receives in exchange predetermined compensation for a job-related injury, regardless of who caused it. The employer must pay for all injuries, even those for which he is blameless, but in return he avoids the risk of losing a big lawsuit, can calculate his costs actuarially, and can spread the risks through insurance. Even an employee who is able to work may be eligible to receive compensation for specific injuries. Part of the table of benefits for specific injuries under the Kansas statute is shown in Note 38. If there is an award of permanent disability as a result of the injury there shall be a presumption that disability existed immediately after the injury and compensation is to be paid for not to exceed the number of weeks allowed in the following schedule: (1) For loss of a thumb, 60 weeks. The loss of the first phalange and any part of the second phalange of any finger, which includes the loss of any part of the bone of such second phalange, shall be considered to be equal to the loss of 2/3 of such finger and the compensation shall be 2/3 of the amount specified above. The loss of the first phalange and any part of the second phalange of a thumb which includes the loss of any part of the bone of such second phalange, shall be considered to be equal to the loss of the entire thumb. Amputation through the joint shall be considered a loss to the next higher schedule. The injured worker is typically entitled to two-thirds his or her average pay, not to exceed some specified maximum, for two hundred weeks. If the loss is partial (like partial loss of sight), the recovery is decreased by the percentage still usable.

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A doctrine so fruitful of mischief could not long stand unshaken in an enlightened jurisprudence heel pain treatment youtube safe rizact 5 mg. If the instrumentalities of assault had not included rape regional pain treatment center whittier order rizact 5mg, the case would provoke no particular curiosity nor interest because it comes within all the classic requirements for recovery against the master pain medication for dogs with bone cancer best 5mg rizact. The verdict is not attacked as excessive pain medication for dogs advil generic 5 mg rizact, and could not be excessive in light of the physical injuries inflicted. If, as in [one case discussed], the assault was not motivated or triggered off by anything in the employment activity but was the result of only propinquity and lust, there should be no liability. It follows that, under existing decisions of the District of Columbia Circuit, plaintiff has made out a case for the jury against Pep Line Trucking, Inc. We face, then, this question: Should the entire case be taken from the jury because, instead of a rod of wood (as in [one case]), in addition to weapons of steel (as in [one case, a knife]); and in addition to his hands (as in [the third case, regarding the dispute about the pennies]), Carey also employed a sexual weapon, a rod of flesh and blood in the pursuit of a job-related controversy What does the court mean when it says, "the assault was perhaps at the outer bounds of respondeat superior" Finding the motion for summary judgment was properly granted in favor of the District, this Court affirms the final judgment entered by the Circuit Court of Rankin County. Facts and Proceedings in the Trial Court On June 28, 1998, Sandra Cockrell was arrested for suspicion of driving under the influence of alcohol by Officer Joey James who was employed as a security patrol officer with the Reservoir Patrol of the Pearl River Valley Water Supply District. Officer James then transported Cockrell to the Reservoir Patrol office and administered an intoxilyzer test. The results of the test are not before us; however, we do know that after the test was administered, Officer James apologized to Cockrell for arresting her, and he assured her that he would prepare her paperwork so that she would not have to spend much time in jail. As they were leaving the Reservoir Patrol office, Officer James began asking Cockrell personal questions such as where she lived, whether she was dating anyone and if she had a boyfriend. Officer James then asked Cockrell for her cell phone number so that he could call and check on her. As they were approaching his patrol car for the trip to the Rankin County jail, Officer James informed Cockrell that she should be wearing handcuffs; however, he did not handcuff Cockrell, and he allowed her to ride in the front seat of the patrol car with him. He then pulled Cockrell towards him in an embrace and began stroking her back and hair telling her that things would be fine. Cockrell told Officer James to release her, but he continued to embrace her for approximately five minutes before continuing on to the jail. As she was leaving, Officer James grabbed her from behind, turned her around, pinned both of her arms behind her and pulled her to his chest. When Officer James bent down to kiss her, she ducked her head, thus causing Officer James to instead kiss her forehead. When Officer James finally released Cockrell, she ran out of the door and drove away. Discussion Summary judgment is granted in cases where there is "no genuine issue as to any material fact and that the moving party is entitled to a judgment as a matter of law. The District argues that although Officer James acted within the course and scope of his duties when he arrested Cockrell, his later conduct, which was intended to satisfy his lustful desires, was outside the scope of his employment with it. The district court granted summary judgment in favor of the City finding that Officer Collins acted outside the course and scope of his employment with the Jackson Police Department. The Fifth Circuit found that the priest was not acting within the course and scope of his employment. The Fifth Circuit held that "smoking marijuana and engaging in sexual acts with minor boys" in no way furthered the interests of his employer. The Southern District of Mississippi and the Fifth Circuit, applying Mississippi law, have held that sexual misconduct falls outside the course and scope of employment. There is no question that Officer James was within the course and scope of his employment when he first stopped Cockrell for suspicion of driving under the influence of alcohol. The law governing the liability of principals for acts of their agents is well settled. Under the doctrine of respondeat superior, a principal is generally liable for acts by a servant within the scope of employment. A principal usually will not be held liable for acts of nonservant agents that cause physical damage, although he will be held liable for nonphysical torts, such as misrepresentation.

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